Social Security payouts reduced at the time of their retirements proportionately to how much they have redirected to private accounts . With all this done , the Social Security still has to fund current obligations . If workers begin to divert part of the funds into private accounts , the system will experience a shortfall much sooner . The presidential plan is to overcome this shortfall through a combination of benefit reduction , federal borrowing and tax hikes that will amount to between 2 trillion and...











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