Access to information Educated consumers Increased income Larger families I , II , and III I , II , and IV I , III , and IV II , III , and IV An EPO shares characteristics with HMO PPO POS FPP I and II II and III III and IV I and IV Ancillary services may be broadly divided into Therapeutic Services Home Health Services Durable Medical Services Diagnostic Services I and II II and III III and IV I and IV When adding a specialist to...











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