Social Welfare

Social Policy for the Uninsured

Introduction

This social policy presents one of the major health issues that the country is facing today and that are Insurance for the Uninsured patients . This discusses the : The Policy and Its Beneficiaries It 's Use , The Early Policies for the Uninsured , The Current Policies for the Uninsured , The Society 's Response , and Analysis of the Policy 's Validity

The Policy and Its Beneficiaries

The uninsured ' is a term that is coined to people who don 't posses any form of insurance who primarily include

less immigrants minorities , children and or teenagers without insurance , employees of small businesses , people who belong on the lower part of the social strata and also a significant number of the elderly . In effect , such a group of people suffered a lot in terms of seeking and receiving the health service that is necessary to prolong their lives . Corollary with this , are the disposition of those patients who initially have a health insurance but experience a significant degree of difficulty in terms of having the insurance company subsidize the treatment and or operation that is necessary for their health condition . Such a problem creates an ethical dilemma on the end of the doctors , patients , insurance providers and also the courts (Jost , 1998

It 's Use

The bill that was passed on 1960 which eventually legislated on 1965 paved the way for the establishment of the Medicare and the Medicaid Medicare caters to the elderly which insured the hospitalization and other doctor services that are necessary on the other hand , Medicaid emphasized on the needs of the marginalized and the disabled . The Medicare and the Medicaid resolved all conflicts between the hospitals and the government because of the assurance of monetary funds for those who are insured and the paying of services which are formerly given free or in a reduced fee . However , critics of Medicare and Medicaid counter argued that such insurances are too costly hence a new initiative was raised by a physician in Minnesota which is now known as the Health Maintenance Organization (HMO (Jost 1998 , 107-108

The Early Policies for the Uninsured

The depression that happened during the 1890 's paved the way to the proposal to cater to the health needs of the unemployed . The state demanded for state-sponsored saving plans in to aid the displaced wage earners . In effect of this , a short-lived unemployment insurance company was created in Chicago (Nelson , 1969 ,

. 4 . It is also during this era that on R . Commons , a staff member of the Industrial Commission appointed by Congress in 1898 , perceived unemployment as the most serious of all industrial problems , hence the root of most of the country 's social problems including the health care of citizens . On 1901 , at a convention that happened at the American Economic Association , Charles A . Tuttle , a professor at Wabash College , proposed a plan of indemnification for workers displaced by new machinery , a system similar to what would later be...