Social Research

indicate your full name here

indicate the name of your professor here

indicate the class /subject here

indicate the date of submission here

Auto Insurance Fraud

The article entitled No-fault Insurance Fraud in NY State published as a research study in the web site of the Insurance Information Institute , paints the clear picture of how auto insurance fraud is perpetuated in the state of New York

There are several loopholes with regard to the no-fault auto insurance statutes for NY that were presented in the article which serves as the

br means by which medical mills ' and lawyers connive to source out money from auto insurance claims . It has been apparent from the article that these loopholes stem from the inequity in the policies that cover auto insurance cases

In making the arguments , the author of the article presented relevant data obtained from previous statistics with regard to the percentage of increase in frequency , average claims , and arbitration cases d Numbers were also provided to clearly show the impact of auto-insurance fraud to the individuals and other stakeholders , especially to that of the honest drivers and insurance companies . Likewise , it was also contained in the article how a typical auto-insurance fraud claim proceeds from the accident until the receipt of money . Case studies were used to present how fraudulent people are able to go about their staged act for them to be able to use the accidents ' as a means of acquiring money

The methodology used by the author provides the readers a better understanding by giving them practical situations that are easy to comprehend . The use of case studies are appropriate where the intention of the researcher involves the retention of the holistic and meaningful characteristics of real-life events (Yin 2 . With the use of general examples of how auto-related fraud occurs , the researcher was able to make the people know , imagine , and understand how it occurs Likewise , there is no other better way of presenting it because simply placing cold facts and statistics would not be as effective as compared to case studies

The flow of arguments presented by the author in the article was coherent such that it allows the reader to relate the events from a piece of the pie to another without having to grasp through with the ideas . The conclusions provided at the end of the article embraces the thought of the whole and would more likely present the ideas that the reader has as they come near the end of it . It does not leave major questions unresolved for the primary problems presented in the text and ensures that these are answered in ways which do not go around the bush . It could also be noticed that the tone and choice of words considers the probable audience of the article . Though it is possible that the author did not make a comprehensive audience analysis , the important considerations were still included within the text . There were no complicated words throughout the...