Policy Change Memo

MEMORANDUM

Date : November 23 , 2007

Subject : Policy Change

To : Medicaid

From : __

Health care insurance started gaining popularity in the 1940s , when people and health institutions began to realize that insurance "spreads the risk of expensive medical conditions across a large population base " Thus , it prevents personal bankruptcy in case of serious health problems . Health care insurance also makes health care services more accessible to the public . However , as you know , a bigger part of the population remains uninsured , because they are incapable of paying the cost of

health care coverage on their own (Brayton Purcell LLP , 2007

The United States government continuously battles , policy-wise , the problem of high rates of uninsured people . Many efforts to solve this problem through public assistance or welfare approach are yet to find success (Long , Coughlin King , 2005 . While I appreciate the fact that your team has successfully lowered the steep uninsurance rates , various states of the Union continue to register high uninsurance rates (U .S Census Bureau , 2007 . Moreover , many of the members our population still depends on out-of-pocket /personal coverage , coverage procured by employers , and public coverage such as the one you provide for their health care needs (U .S . Census Bureau , 2007 Hadley Holahan , 2004

Noting your history since 1965 , it is commendable that you have since been able to meet the needs of countless poor persons and fulfilled the mandate of the U .S . government , by providing coverage to those who are eligible for federally supported , state-run welfare programs (Long Coughlin King , 2005 . I note that that you followed strict federal guidelines that must be observed in to enable the program to assist families who could not afford the cost of health care insurance (Long , Coughlin King , 2005

Nevertheless , I am of the opinion that there is still a big gap to be filled , in terms of providing health care coverage to our poor brothers and sisters in our nation . While it is wonderful that Medicaid coverage has increased since 1965 , and now includes persons with disabilities Medicaid is still unable to meet the needs of a large bulk of the population who could not afford to pay for health care services (U .S Census Bureau , 2007

Hence , I am appealing to you that you consider expanding your sources of funds , aside from local and federal funding coming from our country to include those provided by private industries who could afford to give humanitarian support . Moreover , it would be helpful to your cause if you could seek help from international organizations such as the World Health Organization and World Bank for much needed funding . This way your organization would be better equipped to meet the challenging needs of our poor population

I hope you would consider my suggestion , and I wish you more power in your noble endeavor References

Brayton Purcell LLP (2007 . Medical Issues Include Uninsured Workers and Inadequate Health Care . Retrieved October 28 , 2007 , from http /www .braytonlaw .com /news /mednews /051404_healthcare .htm

Hadley , J Holahan , J...