Health Resource Allocation

Health care is an integral part of each community since healthy population is the base for healthy and prosperous society . The mission of health care system is to promote the health and well-being of people in each community . However , in recent time there are many obstacles that prevent medicine from fulfilling its goals and following the values Despite the strong influence of the opposition , health care system should make such reforms that allow to provide its clients with an appropriate help at reasonable price or for free at all

During the last

20 years health care system faced many changes and reforms , though the main question to be discussed has always been how to make health care support as much affordible as it is possible for the majority of population . Health-care reform was one of the major issues during each Presidential campaign . While no major reform bill was passed during Bill Clinton 's two terms in office , health-care reform has remained a major topic of congressional debate (Emanuel , E .J . Protecting Patient Welfare in Managed Care : Sex Safeguards . The ultimate source of much of the health-care reform debate has been the rapid rise in the cost of medical services during the past 30-40 years . During most of this period , the rate of medical cost inflation substantially exceeded the overall inflation rate . While the increase in medical costs is partly the result of an improvement in the quality of medical services it has substantially reduced the ability of non-insured low-income individuals to acquire medical services

Traditional private insurance coverage in the United States consisted of a fee-for-service system . Under this system , insurance companies paid all or a given percentage of the costs of most medical services (Ginsburg ,

, and J . Pickreign . Tracking Health Care Costs : An Update Individuals selected their own physicians and the physicians decided what services were appropriate . This system , unfortunately , results in a moral hazard problem that exists because individuals who do not face the full cost of medical services (as a result of their insurance coverage tend to overconsume medical services . Physicians concerned about the rising cost of malpractice insurance might be expected to engage in excessive medical testing (particularly since they know that their insured patients do not have to pay for the tests

In response to higher medical costs (and the consequent increase in the price of traditional health insurance programs , health maintenance organizations (HMOs ) and other managed care arrangements have become a dominant feature in the health-care marketplace during the 1990s Participants in such plans must first receive the approval of their primary care physician and the insurance company before receiving any specialized medical treatments . While some of the best health care in the world is available in the U .S , not all individuals have access to the same level of medical care . The infant mortality rate in the U .S . is among the highest among developed economies . Unemployed individuals low-income workers , homemakers , discouraged workers , and members of minority groups are substantially less likely...