Health Insurance and Managed Care

ABSTRACT

Old-Age , Survivors , and Disability income ( OASDI ) is a comprehensive federal benefit program developed in 1935

OASDI benefits are monthly payment made to retired people , disabled worker , spouse and families of their bread winners . Once a worker qualifies for protection , his /her family is entitled to the protection

OASDI : CASE STUDY

Simon Legree is a 35-year-old married man with a wife , Andrea , aged 33 They have a one-year-old son named Aaron . Simon is employed as a cost accountant at Mercy Hospital and earns 50 ,000 .00 annually . Andrea is an

associate professor of finance at State University and earns 80 ,000 .00 annually

Simon is killed in an automobile accident . To what extent , if any , would the surviving family members be eligible to receive OASDI survivor benefits

Survivors ' benefits are paid to family members when a worker dies . The payments are anticipated to help and ease the financial strain caused by the loss of the worker 's income

Under spousal and survivor benefit , Simons surviving family are entitled to the Social security benefit formula that gives benefits to the beneficiary 's most qualified spouse and survivors without additional contributions

Social security redistributes income to qualified spouses , divorced spouses , and survivors hence providing a partial explanation for difference in redistribution by gender and education Andrea has laryngitis that damaged her vocal cords . As a result she can no longer teach . She is offered a research position in the business research bureau of the State University where she is employed . To what extent , if any , would Andrea be eligible to receive OASDI disability benefits

Seriousness of the disability is what justifies the awarding of benefits . Social security administration determine whether the injuries is so serious that affects the basic work activity and if the result is positive , the worker medical information is compared with the Listing of Impairment which acts as the guidelines . If the condition is contained in the list , the benefit will be approved , but if the impairment is less severe , and the social Security administration finds the impairment cannot prevent doing work present in a certain area , the application will be denied

Guidelines which combine applicants remaining capability with the factor of age , education and experience classify work into three types sedentary work , light work , and medium work which if the SSA determines that an applicant can perform one of these types of work , it will deny benefits

In the case Andrea , she cannot get the benefits unless she was disabled to the extent of not working anymore . But she can appeal this decision and ask for a hearing in which to present further evidence , including personal testimony

A deranged student fired a handgun at Andrea because she gave him a D (Don 't get any ideas , students . This is only make-believe ) As a result Andrea was seriously injured and is expected to be off work for a least one year while she is recovering . To what extent , if any , would existing social insurance in the U .S . provide...