Health Care Economics Issues HMO

HCS 440

Economics

Students Name

Simulation Study

Choosing Company and Insurance

Introduction

In today 's economic world , one must be well trained in making decisions related to signing on groups and individuals to a plan . One must be able to assure the company that there will be a profit incurred from insuring this group while managing a quality product for the individuals . In determining this quality product , one must determine what is needed most by the client as well as what can be placed in the budget best and

is most affordable

Profile

In this simulation , all three companies were chosen to receive health insurance at different levels of care , so we will need to describe the profile for each . Constructit has a health profile including 550 men and 450 women ages 26-42 . 60 of these employees are married and have work in the industry that requires moderate physical activity while 43 are mostly sedentary positions . Their major health risks are obesity , high cholesterol , and high blood pressure . They , however , are still young and should not have a great deal of visits at this time

E-Editors have 760 male employees and 840 women employees ranging in age from 35-54 . They spend a great deal of time sitting in front of a computer and many of them have done this for some time . Obesity , high cholesterol , and high blood pressure are their high risk factors and due to their age , there is a risk that many of these employees may be...