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Paper Topic:

Education Funding

The United States Educational system needs to funding allocation is an investment strategy blended into a unique art and science used to diversify portfolios of government programs for calculated returns . An evaluation of categories , classes , and types of investments determine approximately 85 of a portfolio 's success in the market . Government strategists suggest an end of the tax cut could cause novice investors as well as seasoned investors to capitalize their investments by analyzing each program 's effectiveness through shares with intensive research and assistance from professional brokers . Our government 's

portfolio 's diversification should reflect our specific needs and wants for financial security for students within the educational system

The cornerstone of funding is our investment strategy is the risk of an investment and the risk tolerance of the system . For example , New Zealand 's strategies include immediate funding through governmental means by projecting costs effectively (Ministry of Education , 2005 br

.1 . At one institute , the government invested 27 million to increase globalization means to strengthen their presence in the market (Ministry of Education ,

.1 . Our toleration and uncertainty or complete lost of investments in some programs have triggered concerns from secondary schools . Financial aid issues have risen since the 2001 election of President Bush . According to statistics , the tax cuts have hindered our nation 's ability to cover the No Child Left Behind program and other programs needed for pre-school efforts

We , the nation , has experienced high risk methods that tend to invest in stocks for new grants just appearing on the market , but may show promise in the future . Calculate the potential risk of each investment strategy then consider which risk we are willing to take . All of our assets (back funding , budgeting , and programs ) should never allocate into one segment of our portfolio . Our educational systems should diversify its present allocations to strengthen weak areas within the system . Stock investments are the core to the educational portfolio of our nation Methodologies have always been investors and sponsors invest in the basis of each program . With funding low , there are breaks in the supplementations to programs that could increase the nation 's return on investment (ROI

In contrast , it is apparent that students must receive financial aid in the university systems in to better our New Economy of advanced technologies . Not to brush the issue too much , but our economic environment is not in its best standings right now . In numerous programs such as Advance Placement of its Innovation and Improvement programs for educational facilities . The lack of 82 ,217 of funding may leave gifted students out of more opportunities to gain leverage in the global marketing (Mallard , 2006 ,

.2 . The budgeting issue should pertain to gaining a stronger stance in the world 's advancement in each economical standard

What are we looking for in ways of more funding ? Is our government looking for short- or long-term returns ? The economical climate has stripped our hope in identifying more important methods . If our government uses stocks and bonds as valuable assets our advantages as investors . For example , we could gain a more logical perspective by analyzing funding methods as an investment portfolio with bonds and mutual funds . The following scenarios explain the highly effectiveness to allocate funds appropriately

How to choose a bond : what are the interest rates ? In the aspect of bonds , what kind of changes in taxes could we gain the best funding without harming the rest of our programs such as national security ? When is the maturity ? In the aspect of education , will the funding for innovation and improvement programs receive more favorable votes if the nation capitalizes on the leading program ? We could expect a great ROI from improving the aspects of the educational systems that are causing certain areas a lacking stance in the market . Our projects could be a little off if we expect a 100 return from the direct funding . Retired investors will enjoy investing in company bonds because they will receive interest rates until the bond reaches maturity . Will we have puts , calls , and average advancement opportunities available , or principle payments available ? The new methodology may place our system in a more favorable stance if we incorporate foreign companies to invest in our educational systems

Our economic environment makes it hard to recycle funds into our system when money is tight and the Federal Bank does not print enough . What is the insurance on the bond ? What is the credit rating of company ? What is the price of bond ? What is the yield ? An effective investment strategy includes a variety of bonds included in an investor 's portfolio . Are the mutual funds coordinated with our progression goals ? An educational fund is a collaboration of dozens to hundreds of tax regulations with potential to grow in some degree . Program managers should give investors a report of the companies that will be considered for investments . What will an investment strategy be without mutual funds

Will programs want to spend all of its funding on educational materials or innovative experiences for advanced students ? Educational funding comes in various types , classes , and sizes so our money will be in a lot of places that may pinch the increase of our investments (Kerr , 2004 Our government must know where our money is within our funding portfolio . A break down of stocks , bonds , and mutual funds could be the best investment strategy investors can make . Allocation of our assets periodically maximizes the program 's portfolio 's returns . The art of asset allocation will gives methodologists a peace of mind when our investments proceed concrete data

Bush 's actions have placed America in a devastating position by altering its funding to the top 10 households . We , as a nation , must find ways to adapt to the ever-changing effects to the fluctuating income rates of the bottom 90 of households that are strained through his tax cuts Middle-income families are harnessing a 23 loss of income due to the tax cuts what will come of their living conditions ? The lower ends of households have experienced some unfortunate hits to their income capabilities because of the tax cuts . Now , more of the concern has gone from what is Bush 's real objective in handling these new ventures . In some ways , I feel that Bush has taken the nation by storm by making complementary movements to increase the income of the 1 ,000 ,000 ,000 households to gain their favor

The motivations behind this economic trivia could be examples of the supply and demand scenario in which he supplies more loopholes for the rich and they will demand his stay in office . This conclusion may seem a bit far fetched , but it accurate considering the changes our nation will undergo if his tax cuts remain permanent

If permanent tax cuts exist , the existence of a constrained economy could harm our nation 's lead in industrial developments . He places younger generations in a bind through reducing funding (the 90 billion lost in tax reductions ) from getting a good education . President Bush 's actions are seemingly inappropriate and this has robbed individuals with lower-paying jobs in need of additional benefits . Not to seem negative but I feel he has done this to keep his `friends ' of the wealthy families on the top of their game

Why would a president strip his own nation of their needed funding ? Many people will lose out on jobs (reduced budgeting /outsourcing , benefits 90 billion from taxes , and help (Social Security . I feel that this could hurt our nation in more ways than one . More issues may arise that are unforeseen at the moment , but it is possible that we will endure a long and hard recovery . According to the article , the government has lost 90 billion dollars each year he has been in office . President Bush entered office in 2000 six times 90 billion is plenty of money we could have used to better our nation or the world

For instance , what will happen to financial aid that is available to college students ? Will college students have to pay out of pocket fees although the 90 bottom households are losing funds through tax cuts This could be one issue many economic students and studies should be undertaken to determine the frets it will place on our position as a world leader . In accordance to lost financial aid , some students will not have the adequate qualifications to get the appropriate technical training to excel in a technological world

Our New Economy will lead to an unstable and incomparable society of education-lacked generations . Another issue will be the benefits taken away from lower-paying jobs . Many of these individuals pay high insurance fees in to secure preventative health care . Certain programs such as Blue Shield as well as Blue Cross will find less funding an appropriate answer for senior citizens and low-income families impossible . Besides these obvious effects of the tax cuts , we have to worry about the future . Should we start bracing ourselves for a turbulent economy with a lack of funding in the bottom 90 who are working hard to contribute to the nation ? The answer lies in the equilibrium that will eventually happen within the government

References Cited

Department of Education Fiscal Year 2007 Congressional Action (2006 Retrieved December 4 , 2006 from http /www .ed .gov /about /overview /budget /budget07 /07action .pdf

Mallard , Trevor (2006 . Strengthening International Education International Division : Ministry of Education . Retrieved December 4 2006 from

http /www .minedu .govt .nz /web /downloadable /dl10432_v1 /next-steps .pdf

Kerr , Stephen T (2004 . The New Russian Education Reform : Back To The Future . Publisher : University of Washington . Retrieved December 4 , 2006 from

http /www .indiana .edu isre /NEWSLETTER /vol7no1 /Kerr .htm ...

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