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Running Head : MEDICAL INSURANCE

Medical Insurance for Cooper-Pearson

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Medical Insurance for Cooper-Pearson

Physical health is an important asset in the workforce . For people to perform well in their field , it is a must to be healthy and secure Considering this , many people have made it an important consideration to work in companies that provide not only a competitive compensation package but a reliable medical health insurance as well . In view of this , it is a must for Cooper-Pearson to decide on a medical health plan or insurance

suitable to the needs of its employees . There are three options for Cooper-Pearson to choose from : Health Management Organization (HMO , Preferred Provider Organization (PPO , and indemnity insurance plan . This paper provides a comparison among these medical insurances to serve as guide for Cooper -Pearson in choosing the right plan for its employees

There are different types of medical insurance , among them is the HMO HMOs provide prepaid medical treatment benefits based on the package that the individual or company members choose . Members pay a fixed monthly fee regardless of hospitalization , treatment or consultation with an accredited healthcare provider (i .e , hospital , doctor , etc One of the benefits of HMO is the affordable fee it requires , paid on a monthly basis . Also , it provides members with a ready list of healthcare professionals who are competent to handle medical problems . These providers are carefully chosen so there is no need to fear having to consult with them instead of someone one has gotten...

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